Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure.
Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose.
Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers.
Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death.
Mesothelioma treatments and Mesothelioma clinical trials and tests
There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques.
Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising.
Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm.
A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body.
A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells.
A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis.
With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests.
At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims.
Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients.
Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers.
About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.
The Upside and Downside of Staying with the Same Auto Insurance Plan for Years
We’re living a super-busy life and most of us don’t want to face any hassle by searching for a new auto insurance plan when it comes to renewing our motor insurance plan. It’s way easier to renew an existing plan.
The majority of insurance providers offer rewards to their policyholders for renewing their policies every year. The insurance provides loyalty perks in order to prevent their policyholders from porting to a new insurance provider at a competitive premium. Therefore, the insured persons stick with the same motor insurance plan at the time of renewal so that they can enjoy the offered loyalty benefits.
There are plenty of benefits of continuing the same insurance plan at the time of renewal. But there are various drawbacks associated with motor insurance loyalty. In this article, you’ll get know about upside as well as the downside of staying with the same auto insurance plan for years.
The Upside of Automobile Insurance Loyalty
Insurance companies offer benefits and perks so that the policyholders continue to stay with them for the long run. Commonly, these rewards are offered when the policyholder has stayed for a certain time-period with the insurance provider. These perks can increase if the customers stay for a longer time-period.
No Claim Bonus- A discount is offered on insurance premium as a reward in the form of a No Claim Bonus from your insurance provider. This discount is applicable only if you keep your policy active and don’t file any claims for a year.
The Decrease in Deductibles- There are some insurance companies that reduce your deductibles for being loyal to them. Although, this usually depends on various factors such as the number of claim-free years on your plan.
In various cases, your deductible can be waived off. In such situations, you don’t have to pay any deductible if you meet with an accident. Having said that, it does not help you to save any premium. When you file a claim, you will enjoy this benefit.
Accident Forgiveness Option- This option in your insurance plan allows you to enjoy the benefit of no increment in premiums even after an at-fault accident. In such cases, it’s great to stick to the same insurance plan until your accident isn’t listed in the records.
It is because of the fact that accident forgiveness can’t be transferred at the time of switching to a new insurance plan. If you want to enjoy the coverage, you have to pay an additional premium.
No Hidden Costs- Keeping aside the perks that you give up at the time of switching to a new car insurance provider, you’ll have to pay the expenses related to starting a new plan such as fresh policy fees along with the down payments. These hidden expenses can make the process of shifting plans quite expensive from what you would initially expect.
The Downside of Automobile Insurance Loyalty
Every coin has two sides. Let’s explore the negative side of being loyal to your insurance provider.
You End Up Paying More-In most of the cases, policyholders stick with the same insurance plan because of the comfort level that they share with their insurance provider. The mere fact that the insurance premium hasn’t changed, gives them a feeling that they have obtained the most economic policy. It isn’t necessary that this is always true. Before the time of renewal, you must get premium quotes from various insurance companies so that you get an idea of the best premium insurance.
The Offered Insurance Coverage Might Not Suffice- Every year when you renew your car insurance, you should read the policy wording very carefully and analyze whether the existing insurance cover is suits your current insurance expectations.
Do check out the yearly premiums and the offered coverage so that there is no room for any discrepancies. Keep in mind, that your insurance company might slightly modify the policies on an annual basis and you might not be completely satisfied with that. If you’re not satisfied, you might need to change your insurance plan.
You are Missing out on Discounts- Due to the cut-throat competition in the insurance sector, insurance buyers can avail of a broad range of attractive discounts on their insurance plan. All you have to do is go through the wide insurance options of various insurance providers to figure out the plan that fulfills your insurance plans.
The No Claim Bonus is something that hinders various policyholders from porting into other insurance providers. It’s extremely crucial to comprehend that the No Claim Bonus can be transferred to your plan with the fresh insurance company. So, there isn’t any reason to stress about missing on this benefit.
Is it worth it to stay loyal?
In two words, the answer is- it depends. Your financial situation and insurance expectations majorly affect this decision. Having said that, it’s a recommended by insurance experts to get quotes from different insurance providers to analyze the competitiveness of your insurance.
At the time of comparison, you should pay attention to the discounts that will you’ll have to give up the expenses related to porting. Also, you must consider the credibility of your new insurance providers’ customer support as well as the claims handling process. It’s beneficial to understand that loyalty pays off at times, but it might not be the best preference in all the situations.
Convenience Vs. Comfort
It’s super convenient to carry-on with your current insurance plan when the customer support executive inquire about the renewal. All you need is to give your approval. The insurance premiums wouldn’t change that much and you don’t have to go through an entire process of selecting a new insurance plan.
What if the same insurance coverage is offered at a cheaper premium? There could be some insurance providers offering the same coverage at a lower insurance premium.
It is completely your call if you want to pick convenience over comfort or comfort over convenience.
Loyalty Doesn’t Always Pay
It’s very easy for your insurance plan to retain you as an existing policyholder as compared to acquiring a fresh policyholder. When you continue with your current insurance benefits, a fresh policyholder will be offered a better deal.
History Doesn’t Always Repeat Itself
When it comes to insurance renewal, your insurance provider has earned your trust. After all, the insurance provider offered you the cheapest insurance plan previous year.
Don’t you want to get such a great deal with your insurance plan this year as well? The chances are low that you will get such deal from your current insurance provider.
Pay Attention to the Clues
It’s best to compare premiums of various other insurance providers; however, you could also ask your current insurance provider if you’re eligible for any perks for your loyalty. For instance, if you renew your insurance policy with the same insurance providers for years, your insurance provider might enhance your insurance premiums.
Change the Plan
It is very simple to carry on with the current insurer since it saves you from paperwork, documentation process and bargaining.
Do you remember the last time you went through your policy documents to review your plan? Your insurance company can make modifications to your existing coverage that you may not even pay attention to.
In case you don’t like any of the clauses, it’s time to make some changes in the coverage.
Add-Ons
The tough competition is driving the insurance providers to re-invent their insurance plans. This is a good thing as it allows the customers to select from a wide range of discounts and offers.
When you don’t keep yourself updated with the new plans, you might miss out on so many good deals.
When you renew your insurance plan from another insurance provider, it comes with various useful add-on covers such as courtesy car service, windscreen breakdown cover, vehicle breakdown rescue service etc. without paying anything extra.
The Bottom Line
In case you are having second thoughts about your NCB, relax. Don’t let the fear of losing your No Claims Bonus stop you from porting your insurance plan. It can be easily transferred your new plan to a different insurance provider. You can make a smooth switch to another insurance company if you feel that’s the smarter option.
As per law, it’s compulsory to buy third-party insurance coverage for your vehicle plying on Indian roads. Buy online third party insurance for car, and fulfill your liability. In case your car meets with an accident, you’ll have to pay for the damage repair expenses which can burn a hole in your pocket.
Compare pros and cons of staying with the same auto insurance plan for years and weigh which side is heavier and make your insurance preference accordingly.
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